Step by Step Financial Independence Tutorials

You come home from work exhausted and frustrated – Overwhelmed with finances It seems no matter what you do you’re trapped in a paycheck to paycheck cycle with no end in sight. Sometimes you wonder if this is really it. Is this what you envisioned for your life? Here are 5 steps you can take to break free. It will take work. It will require change. And it will not happen overnight. But your future self will look back and thank you. Keep Calm And Carry On Don’t freak out! You have to trust that it is possible. If you want to make a change then you will make a change. The answers are out there and so are the resources. But if you come apart at the seams you will forfeit. You will remain in the cycle until you Read more…


Let’s face it. Being easily accessible online is a must these days. Having all of your social media presences curated elevates your personal brand and value to employers, clients, and business partners. To be taken seriously you have to have your personal brand communicate your value and abilities quickly and effectively. An important step is securing a website that combines all of your social media presences into one place. These are the steps I took to build my personal website. The process empowered me and gave me the ability to build websites quickly and easily. I used free and cheap services to learn awesome skills and now I can build a website easily! What a great skill to have in the portfolio. I started by using Namecheap to purchase a domain name and hosting. Some people suggest purchasing your domain Read more…


Let’s Get Started! Understanding and monitoring your credit score is really important for your long term financial well being. People are often afraid to check their credit because of fear that it will hurt their credit score. Never fear! While a hard credit check will impact your score for a while, you can use services that do a soft credit check to keep up to date with where you stand. You can check your credit as frequently as you want without impacting your score! The best app for this is creditkarma.com You can sign up quickly and get your vantage3.0 score as well as see how many active and closed accounts are on your account. Find out if you have any accounts that don’t make sense or need to be addressed. We’ll look into how to address them in a Read more…


The One Equation To Rule Them All Whether you are interested in spending less or earning more, there is one equation that matters. More coming in then going out month over month! If you earn $100,000 a year but live a big lifestyle that costs $101,000 a year, are you any farther ahead than the guy who earns $30,000 a year but whose lifestyle only costs $25,000? I suppose that depends on what your threshold for a quality lifestyle is. I’ve managed to live fantastically on much less than $25,000 a year, and rather miserably on more than $100,000! Quality of life is more than the amount of money you make – but we all have a bottom line. And as long as you keep more coming in than going out, you can avoid the miseries of over-leverage, debt, and Read more…