Step by Step Financial Independence Tutorials

monitoring your credit

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Understanding and monitoring your credit score is really important for your long term financial well being. People are often afraid to check their credit because of fear that it will hurt their credit score.


Never fear! While a hard credit check will impact your score for a while, you can use services that do a soft credit check to keep up to date with where you stand. You can check your credit as frequently as you want without impacting your score!

The best app for this is You can sign up quickly and get your vantage3.0 score as well as see how many active and closed accounts are on your account. Find out if you have any accounts that don’t make sense or need to be addressed.

We’ll look into how to address them in a future post!

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