Step by Step Financial Independence Tutorials

The One Equation To Rule Them All Whether you are interested in spending less or earning more, there is one equation that matters. More coming in then going out month over month! If you earn $100,000 a year but live a big lifestyle that costs $101,000 a year, are you any farther ahead than the guy who earns $30,000 a year but whose lifestyle only costs $25,000? I suppose that depends on what your threshold for a quality lifestyle is. I’ve managed to live fantastically on much less than $25,000 a year, and rather miserably on more than $100,000! Quality of life is more than the amount of money you make – but we all have a bottom line. And as long as you keep more coming in than going out, you can avoid the miseries of over-leverage, debt, and Read more…